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What won’t family travel insurance cover?

Family travel insurance typically will not cover pre-existing medical conditions, intentional harm or criminal activity, and certain adventure activities such as bungee jumping or skydiving. Additionally, coverage may be limited or excluded for certain destinations, such as war zones or areas with a high risk of terrorism. It's important to carefully review the terms and conditions of a travel insurance policy before purchasing to ensure that it meets your needs and to understand any exclusions or limitations.